Woman Suggests In-Laws ‘Pre-Plan and Pre-Pay’ For Their Own Funerals

A woman is questioning whether she overstepped after suggesting her in-laws should plan and pay for their own funerals.

In a post shared to Reddit, she explained that her husband’s parents live with them rent-free.

“Until recently, my father-in-law’s main source of entertainment was using his Social Security income to go to the casino. Now, he can’t go alone, and my mother-in-law has taken over his finances,” she wrote. “She’s worried he has too much money in his account to qualify for Medicaid since it’s been building up over the past few months.”

According to the woman, she suggested her mother-in-law consider paying their cell phone bill — or meeting with a funeral director to begin pre-planning. “It would be considerate to us,” she explained.

Her daughter didn’t agree, calling the suggestion “mean.” The woman defended herself, noting that her grandmother had done the same. “We enjoyed a lovely luncheon at a restaurant afterward with family,” she said.

She even followed up by sending her mother-in-law “a text with some funeral home pre-planning information.” Still, she began to wonder: Was her daughter right? Was she wrong to suggest they pre-pay for their funerals?

Reddit users were quick to weigh in. One commenter wrote, “It’s a good idea, but damn, I think ‘please plan your own funeral’ really needs to be delivered by the blood-kid and not the in-law.”

Others supported her stance, sharing personal experiences. One wrote, “My grandmother buried three husbands and two sons. After the first husband, she said she would never subject anyone else to handling funeral arrangements while grieving, so she planned her own. It took her years to get everything financially arranged, but we all knew exactly what she wanted for the service, burial, etc.”