An influencer is gaining attention online after sharing the “controversial” things she makes her two oldest children pay for on their own.
Jessica Broderick, who has 2.5 million followers on TikTok, explained in a recent video that her kids cover certain expenses themselves.
“I just want to start by saying that I actually pay my kids a weekly allowance, and they also get money from being in my social media videos,” she said. “So they already have a decent amount of money to spend.”
She then listed the things she expects them to pay for, beginning with sweet treats.
“The first thing is if they want a sweet treat,” she said while filming herself doing her makeup.
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Jessica made it clear that if she suggests an outing, she covers the cost. But if, for example, her daughter wants to go to Crumbl Cookies just because she’s craving it, then the kids pay for it themselves.
The same rule applies to DoorDash. If the family orders dinner together, Jessica pays. But if one of her kids wants a personal order, they use their own money.
“My daughter especially does this when she’s in the mood for something specific,” Jessica said. “She’s even DoorDash’d herself a jar of pickles.”
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Amazon orders also fall into the category of kid-paid purchases.
“My kids have their own Amazon Wish lists,” she explained. “If they want something off those lists, most of the time, they buy it themselves.”
For bigger purchases, Jessica says she still helps. She buys their main furniture, but if they want extra room décor, that’s on them.
She also has them save most of the money they make from social media.
“I make them put the majority of their earnings into a savings account for when they move out,” Jessica said. “I know it can be controversial, but honestly, my kids probably have more money than the average kid.”
Last month, Jessica told PEOPLE that her goal is to teach her children financial responsibility early on.
“My goal is to help them understand the value of money and how to use it wisely,” she said. “There’s no such thing as unlimited money, and I wanted them to learn that at a young age.”
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To support this, she started using the Greenlight debit card, which lets kids spend and track their money.
Since many schools don’t focus on money management, Jessica believes it’s best to start at home.
“I wanted to teach them as much about money as I could while they’re young, so finances aren’t overwhelming when they become adults or even when they get their first job,” she explained.