A woman turned to Reddit for advice after discouraging her close friend from putting her hard-earned savings into her boyfriend’s mother’s home.
The poster explained that her friend, a 27-year-old, has been working tirelessly for years to save for a place of her own while still paying rent and covering all living expenses by herself. Progress has been slow because most of her income goes toward monthly bills.
After dating a 43-year-old man for about a year, the friend was presented with what he described as a “solution” to help her save more aggressively. The boyfriend suggested they both invest money to renovate a small home located behind his current residence, with the eventual plan for her to move into it and reduce her housing costs.
However, the seemingly practical idea came with a significant issue: the house is not his. The property belongs to his mother, who already shares it with him, his brother and his two children. The poster added that he has had years to make improvements on the home but never took action until now.
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The woman felt uneasy watching her friend consider sinking savings into a property she had no legal claim to — especially when there was no promise she would ever have ownership. Even if she paid for renovations, she would gain no rights to the home.
Concerned, she voiced her opinion, telling her friend it was risky to invest in someone else’s asset with no protection in place. But her friend dismissed the worry, saying the investment wouldn’t be that large and that her boyfriend helps with expenses like groceries.
Their disagreement quickly strained the friendship. After the conversation, the friend stopped talking to her altogether, leaving the poster feeling shut out for expressing genuine concern.
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Later, she clarified that the boyfriend’s plan revolved around her friend living in the renovated space temporarily, supposedly to help her save faster for a future home of her own.
Commenters did not hold back. One warned, “If your friend puts money into her boyfriend’s mom’s house, she’ll soon be saying goodbye to both her money and the boyfriend.” Another agreed: “Not only are you not wrong — it’s your duty as a friend. He’s treating her like a piggy bank.”