Widespread speculation about a $2,000 fourth stimulus check arriving in July or August 2025 has gained traction across social media and unverified articles this week. However, as of now, no such payment has been approved or confirmed by the Internal Revenue Service (IRS), Congress, or the Biden/Trump administrations.
Where the Rumors Came From
The rumors appear to stem from a July 19 article by Rick Adams, which suggests that lawmakers might be considering new stimulus payments in response to rising economic pressures. The article outlined supposed eligibility criteria—such as $75,000 income limits for single filers, $150,000 for couples, and extra benefits for dependents—with vague claims of possible direct deposits beginning in late 2025 or early 2026.
However, no bill has been introduced in Congress, no legislative text exists, and no IRS press release backs these claims. The most recent IRS bulletin (IR-2025-75, dated July 15) focuses on tax security and extension deadlines, with no mention of new stimulus funding.
What Officials Say
The IRS and U.S. Treasury Department have not announced any new round of Economic Impact Payments. The third stimulus check, authorized under the American Rescue Plan in 2021, was the last federal payment of its kind.
Currently, the IRS is finalizing $2.4 billion in unclaimed Recovery Rebate Credits from 2021, with those distributions expected to wrap up by January 2025, per IR-2024-314. The deadline to claim those credits passed on April 15, 2025.
Meanwhile, President Trump’s February 2025 proposal of a $5,000 “DOGE dividend”—linked to hypothetical government efficiency savings—remains a concept only, lacking any legislative support or timeline.
Inflation and Social Security Relief
Although inflation continues to strain American households—especially low-income families and seniors—there is no federal relief package on the table. The 2025 Social Security Cost-of-Living Adjustment (COLA) provides some financial cushion, but experts agree it’s insufficient to counteract rising prices.
Economists cited by Kiplinger note that even the $130 billion in projected DOGE savings would amount to only $807 per taxpayer—far less than $2,000—and would still require Congressional approval, which remains unlikely amid budget concerns.
Online Misinformation and Scams
The IRS has also issued warnings about fake websites, texts, and forms circulating online, urging Americans to consult only IRS.gov for accurate information. Additionally, state-level rebates—such as New York’s $200–$400 inflation relief checks—should not be confused with federal stimulus payments.
Bottom Line
There is no official confirmation of a $2,000 fourth stimulus check coming in July or August 2025. The rumors remain unfounded and unsupported by legislation, IRS announcements, or credible policy action. Anyone seeing claims to the contrary should proceed with caution and verify information with official government sources.
