A woman turned to Reddit for advice after a dispute with her husband over how to handle money she inherited from her late mother. She explained that she’s struggling to balance her mother’s wishes with the desire to keep peace in her marriage.
In her post, she shared that after her mother’s passing, she received “a decent chunk” of money, which she placed in a high-yield savings account. “It’s my parents’ money and I intend to use it for an emergency or something I feel she would approve of,” she wrote.
Recently, her grandparents decided to sell the property where she grew up due to age and health issues. Wanting to preserve family memories, the woman considered using her inheritance to buy the house “to keep the property in the family so my children and brothers and grandparents etc. can continue using.”
However, this plan caused friction with her spouse because she wanted the home to be in her name only. Her husband felt that decision showed a lack of trust.
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“To clarify,” she wrote, “this would be all my money. I would fix it up with my money, pay for insurance, utilities, etc.” She noted that the most she might ask from her husband would be “some labor to help me fix up some things instead of paying someone else,” but she added she’s even willing to forgo that and “do all potential updates myself/paying for them.”
Her spouse argued that leaving their name off the deed made the purchase feel like “not a partnership.” But for the woman, it wasn’t about fairness — it was about honoring her mother’s legacy.
“She specifically told my sibling… not to use his inheritance on a house with their partner,” she recalled, “as god forbid their relationship went south, she doesn’t want anyone other than her children benefiting from what she was able to leave.”
The woman remembered her mother also encouraging her to consider a prenuptial agreement before marriage — something her husband refused to discuss at the time. That memory resurfaced as she debated how to manage the inheritance.
Between her mother’s advice and her own convictions, she felt confident that her mom “would never want me using everything she left me to keep a property in the family to put my spouse’s name on the deed.” She added, “God forbid things go south in 10/20 years, they take half from me from nothing they earned.”
She emphasized that her inheritance is separate from their shared finances. “Outside inheritance we split bills 50/50,” she wrote, “but I pay for all ‘extras’ including kids’ sports, clothes, unanticipated bills, etc. I make more so I am okay with that.”
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When Reddit users weighed in, one commenter said that if she wanted the house solely in her name, she should also take full responsibility for its upkeep. “Do it all by yourself and tell [him] that this house is yours alone,” the person advised.
Another commenter took a different view: “You want to honor your mother’s wishes. I can respect that. However, you also said ‘keep it in the family.’ There are your true feelings. You feel like your husband is not in the family. Which is fine, but don’t expect him to love that.”
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Despite her spouse’s discomfort, the woman said she’s considering her family’s long-term future. “If I die I have a life insurance policy where he pretty significantly benefits,” she explained, adding that her husband is “the beneficiary with children across all of my accounts.”
She reassured readers that her husband and kids “will NOT be left homeless/struggling should something happen to me.” Her goal, she said, is simply to “keep a property in the family” that carries deep sentimental value and could serve as a lasting legacy for their children.